If you are searching for first home buyer grants NZ 2026, the key update is simple: there is no active nationwide cash grant open to new applicants in New Zealand as of May 2026. The live first-home support tools are the Kāinga Ora – Homes and Communities First Home Loan, the KiwiSaver first-home withdrawal, and the Reserve Bank of New Zealand (RBNZ) new-build exemption from the loan-to-value ratio...